Protecting Lives, Livelihoods and Budgets – Fast
When disaster strikes, early response makes all the difference. ARC Ltd helps African governments act fast through parametric insurance—a tool that pays out based on scientific triggers like rainfall, wind speed or outbreak levels.
Unlike traditional insurance, which waits for assessments, parametric insurance disburses funds within days based on agreed data thresholds. That means faster decisions, quicker help to communities, and less dependence on delayed aid.
Each dollar invested in ARC Ltd coverage can return up to $4.40 in avoided losses and response costs.
Protecting communities against dry spells and droughts
- What it covers: losses caused by insufficient rainfall affecting crops and livestock.
- How it works: Uses ARC’s Water Requirements Satisfaction Index (WRSI) to compare crop water needs with rainfall, evapotranspiration, and soil capacity, or the ARC Rangeland Drought model, which assesses drought severity early by analyzing satellite-based vegetation conditions compared to long-term averages.
- Why it matters: Drought is Africa’s most frequent hazard – early action means less hunger, less loss.
Responding quickly to damages from wind and storm surge
- What it covers: Losses caused by tropical cyclones, including human and economic impacts.
- How it works: Powered by the Kinetic Analysis Corporation (KAC) model and storm data from JTWC and RSMC, measuring wind speed and landfall.
- Why it matters: Storms destroy homes, farms and services – early response keeps communities safe.
Supporting fast action during health emergencies
- What it covers: Costs linked to rapid response to deadly disease outbreaks.
- How it works: Triggered by WHO-reported case numbers for high-severity, low-predictability diseases.
- Why it matters: Early funding helps stop the spread and saves lives before global aid arrives.
Helping governments act early when floods hit
- What it covers: losses and people affected by severe flooding.
- How it works: Based on the JBA Global Flood Model, using rainfall, river flow and damage estimates.
- Why it matters: Fast funding helps protect lives, rebuild infrastructure and avoid prolonged crisis
Why Choose ARC Ltd?
- Rapid payouts – no lengthy assessments
- African-designed models based on real data
- Cost-effective – up to $4.40 return per dollar
- Strengthens national resilience and ownership
We help African countries respond earlier, recover faster, and protect more.