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Africa's first

parametric development insurer

Founded in 2014, the African Risk Capacity Limited (ARC Ltd.) is a hybrid mutual insurer and financial affiliate of the African Risk Capacity Group.

The organisation provides parametric insurance services to AU Member States and farmer organisations, employing innovative financing mechanisms to pool disaster-related risk across Africa and transferring it to international risk markets. In so doing, it improves the continent’s response to climate-related disasters and contributes to resilience building and ultimately to food security. 

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Latest News

African Risk Capacity Ltd. CEO Lesley Ndlovu on the 2024 TIME100 Climate List

JOHANNESBURG, 15 November 2024 – TIME has named African Risk

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ARC Ltd. advocates for innovative disaster risk insurance solutions at COP29 to bolster Africa’s climate resilience

Hybrid mutual insurer African Risk Capacity (ARC) Limited is taking

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CASE STUDY: 2022 IMPACT 

A year of impact & value – a record US$60m

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Our 5 Year Vision

to cover at least 35 African countries and over 150 million Africans annually by 2025.

Founded in 2014, the African Risk Capacity Limited (ARC Ltd.) is a hybrid mutual insurer and financial affiliate of the African Risk Capacity Group.

ARC Ltd. provides parametric insurance services to AU Member States and farmer organisations, employing innovative financing mechanisms to pool disaster-related risk across Africa and transferring it to international risk markets. In so doing, it improves the continent’s response to climate-related disasters and contributes to resilience building and ultimately to food security. Efforts are ongoing to ensure the ARC product portfolio is reflective of the needs of Member States and provides progressive solutions to weather-related disasters.

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Countries participating
$ 0 M

Total claims paid out since 2014

$ 0 M
Our gross written premiums
$ 0 B
in insurance coverage
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Africans covered
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Policies issued

WELCOMED

New Replica partner the UN Refugee Agency

Our Footprint

Our Member States

Member states without MoUs

Member states with MOUs

This past fiscal year, the ARC Group expanded its footprint to 39 member states and signed Memoranda of Understanding with 29 countries. By 2034, we intend to have reached our goal of covering all 55 African Union countries. Countries that complete the Group’s capacity-building programme, receive a certificate of good standing, and become eligible to join ARC Ltd.’s risk pool. This year Burkina Faso, Côte d’Ivoire and Senegal rejoined Pool 10A.

 

Countries joining the insurance risk pool in any given year are classified as ARC Ltd. Class A members. Governments must keep their premium payments current to retain their status as such. They also need to have a Board-approved contingency plan in place that details how payouts will be used following a disaster. We mandate all member states to use our proprietary Africa RiskView (ARV) platform, which converts satellite rainfall data into meaningful disaster risk measurements and indexes. By meeting these obligations, member states gain access to extensive disaster risk tools and support.

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Discover Insights

News

African Risk Capacity Ltd. CEO Lesley Ndlovu on the 2024 TIME100 Climate List

JOHANNESBURG, 15 November 2024 – TIME has named African Risk Capacity Limited (ARC Ltd.) CEO Lesley Ndlovu on its 2024 TIME100 Climate List, recognising him as one of the 100

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ARC Ltd. advocates for innovative disaster risk insurance solutions at COP29 to bolster Africa’s climate resilience

Hybrid mutual insurer African Risk Capacity (ARC) Limited is taking a leading role at COP29, advocating for innovative disaster risk insurance solutions to build climate resilience in Africa. This year’s

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A career of calculated risk

‘Women make better money-managers than men’ – Allianz Africa COO Delphine Traoré on rising through the ranks of the insurance sector and empowering others to do the same… A five-year

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Ghana purchases its first drought insurance policy from ARC 

Johannesburg, Frankfurt, Bonn, October 17 2024 – The Government of Ghana has purchased its first-ever sovereign drought insurance policy, taking a significant step towards safeguarding its vulnerable communities and agricultural

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Closing the insurance gap and continuous improvement are critical in addressing Africa’s increasing climate impacts, ARC Ltd. Members’ Retreat reveals

JOHANNESBURG, 18 September 2024 – With Africa facing increasing climate impacts, closing the disaster risk insurance gap has become more critical than ever, as revealed at the recent African Risk

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ARC Ltd. releases 2023 Annual Report  

African Risk Capacity (ARC) Ltd. celebrates a decade of innovation with record growth and ambitious plans for future expansion. JOHANNESBURG, 12 August 2024 – ARC Ltd. celebrates several milestones in

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Case Studies

CASE STUDY: 2022 IMPACT 

A year of impact & value – a record US$60m in payouts 2022 was the year in which ARC Ltd. intentionally set out to demonstrate value, impact and meaning on

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CASE STUDY: OUTBREAKS AND EPIDEMICS

According to healthcare experts, Africa has one of the weakest health systems in the world, making it prone to epidemics and outbreaks. This was evident in the 2014-2016 Ebola epidemic

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CASE STUDY: FLOOD RISK IN NIGERIA 

Droughts and floods have had the most significant humanitarian impact in Africa in recent decades. According to the World Meteorological Association, drought-related hazards in the last 50 years have left

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CASE STUDY: MALI 

The last 10 years in Mali have been characterised by conflict and political insecurity. The country has been rocked by three military coups during this time and human rights violations

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CASE STUDY: MAURITANIA 

Crippled by compounded factors Mauritania, a lower-middle-income country in north-west Africa, is buckling under food insecurity. It is situated in the Sahel region – a semi-arid region of Africa bordered

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CASE STUDY: REPLICA PROGRAMME IN ZIMBABWE

The ARC Replica initiative, which began in mid-2017, increased the engagement of the World Food Programme (WFP) and ARC Ltd, giving WFP the much-needed collaboration of working together.  Collaborative opportunities

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Our Partners

Fight against climate change in Africa.

Dutch Government
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Founded in 2014, the African Risk Capacity Limited (ARC Ltd.) is a hybrid mutual insurer and financial affiliate of the African Risk Capacity Group. 

ARC Ltd. provides parametric insurance services to AU Member States and farmer organisations, employing innovative financing mechanisms to pool disaster-related risk across Africa.

Contact Us

  • Bermuda address:

Power House
7 Par La Ville Rd
PO Box: HM 1826
Hamilton HM EX
Bermuda

  • SA Branch:

9th Floor Atrium on 5th Building
5th Street
Sandton
Johannesburg 2196
South Africa

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On the ground at COP29

ARC Ltd. advocates for innovative disaster risk insurance solutions to bolster Africa’s financial resilience against climate change.

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