Sub-Objective 1

Develop and implement a suite of complementary instruments for optimum financial protection

Parametric Insurance require high premium costs, cannot address all shocks, and require slow build-up of in-country technical capacity. Sound Disaster Risk Financing (DRF) requires a more holistic and layered approach.

Sovereign Insurance

Transparency, rapid access (+/- 1 week), improves PFM, leverage private capital

Target: Low frequency and high impact shocks

Contingent Financing

Rapid access (+/- 1 week), large amount, leverage effect on IDA PBA

Target: Provide funding for shocks that may not trigger index for parametric insurance claim

Reserves

Immediate access (between 4 -7 days), flexible disbursement condition, invested

Target:  high frequency and low impact shocks

Key Principles

Speed

Funds arrives at MOF within 7 Days from when the trigger is met

Flexibility

MOF decides which financial instruments and through which delivery channels fund will flow

Sustainability

Mobilise funding for countries to respond to disasters on an ongoing basis

Comprehensive Coverage

Cover a larger suite of eligible shocks (caused by natural or biological events)

Geographical location of Eastern and Southern Africa countries increases the likelihood of cross-country disasters from recurrent river flooding, coastal flooding, seismic activity and climate effects such as El Niño and La Niña.

Tropical cyclones have historically hit several Southern Africa countries at once (i.e. TC Freddy)

Outlook on Inherent Perils

Drought

Excess rainfall, floods

Tropical Cyclone

Wildfires

Storm surge

Tsunami

Volcanic Eruption

Other natural shocks

Transforming Disaster Risk Finance in Southern Africa

The initiative aims to strengthen both the financial and operational preparedness of participating countries to respond quickly to climate and other shocks in the ESA.

At the core of the REPAIR Program is the USD 926 million Regional Climate Risk Fund (RCRF), which supports participating countries in strengthening their capacity for preparedness and immediate response in the face of emergencies.

Through REPAIR, ESA countries are better positioned to reduce vulnerability, safeguard development gains, and build a more resilient and inclusive future for their people.